Knowing Which PayPal Credit Card Should You Get
If you wish to apply for a PayPal credit card, then you should be familiar with the two kinds of it available: the PayPal Smart Connect credit card and the PayPal Extras MasterCard. These are two totally different kinds of PayPal credit card, although they have a few similarities in some aspects. Only US residents are eligible for these two kinds of PayPal credit card, and both are issued by the GE Money Bank. If you do not know which one of them to get, then here are some information about them that may just help you make up your mind.
The PayPal Extras MasterCard is a MasterCard with the extra features of a PayPal credit card. It is actually a MasterCard that is very advantageous for PayPal users. You may utilize this card for purchasing in stores and in the internet. A few special features of the PayPal Extras MasterCard are its rewards program and the MasterCard Platinum benefits that are included with it. You may swap these points for different kinds of rewards that are available only to the cardholders of this kind of PayPal credit card. Additionally, this card has a fast 30-second credit decision and it has no annual fees,
Meanwhile, the PayPal Smart Connect card is a kind of PayPal credit card that you may only utilize for PayPal purchases. This makes it limited to online purchases only. The PayPal Smart Connect card also doesn’t have a rewards program. However, this PayPal credit card will give you a full buyer protection from PayPal, and you will not be held liable for unauthorized purchases made with your card. Furthermore, it also doesn’t require an annual fee and it will also increase your total PayPal sending limit.
Do not forget that you can only acquire one type of PayPal credit card at a time. In addition, when applying for a PayPal Extras MasterCard, you may instead get approval for a PayPal Smart Connect card instead because of different credit factors. Fortunately, PayPal Smart Connect cardholders may get periodic invites to upgrade to PayPal Extras MasterCard.