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Things You Need to Take into Account When You Open a PayPal Account

The steps in how to open a PayPal account is quite uncomplicated but several new users may run into a few technicalities that they may find challenging. Here are several things that may want to know if you intend to open a PayPal account.

First and foremost, you need to have a credit card or a debit card to open a PayPal account. While you can signup for a PayPal account even without a credit card or debit card, you will need them to actually use the service.

To integrate your PayPal account to your debit card or credit card, it is necessary for you to type down the card verification number. Visa, MasterCard, and Discoverer cardholders can find the card verification number in the last three digits in the signature area at the back of the card.

One more thing that you have to know when you open a PayPal account is that you have to connect it with a bank account as well. Aside from your credit card or debit card, this is the sole method of withdrawing the money from your PayPal account.

To connect your bank account to your PayPal account, you need to know your bank account number, your bank routing number, and your bank name. If you do not know what your bank routing number is, you may do a quick search on the internet.

It is also necessary to verify when you open a PayPal account. Those who are not verified have a withdrawal cap of $500 a month while those who are verified have no restrictions on the amount that they can withdraw. Being an unverified member means that you have not taken extra measures to confirm your identity with PayPal. There are a few simple steps that you can do to verify your account. First you need to confirm your email address through the verification link that PayPal sends you upon signing up. Then you need to integrate a bank account to your PayPal account with the instructions given above.

Trying out these simple tips will allow you to make use of PayPal account instantly, without much ado.


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